Cashcolt - Loan Calculator

Free loan calculator with amortization schedules, no sign-up required

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Added Jul 2026

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What is Cashcolt Loan Calculator?

Cashcolt is a loan calculator that computes amortization schedules, overpayments, and debt-free dates instantly without requiring sign-up. It works with a live calculator engine that recalculates as you type, supporting single loans or entire portfolios with features like repayment optimization and goal-based reverse calculations. It's designed for individuals managing household loans, advisors, brokers, and financial institutions seeking precise loan management without spreadsheet complexity.

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Key Features of Cashcolt Loan Calculator

Live amortization calculator
Portfolio dashboard for multiple loans
CSV export of amortization schedules
Repayment optimizer to minimize interest
Goal calculator for reverse planning
Fixed-rate period and follow-up rate analysis
Refinance comparison
Scenario comparison
Building-savings contract support
Prepayment penalty calculations

Who Should Use Cashcolt Loan Calculator?

Manage household loan portfolios

Optimize loan repayment strategies

Calculate debt-free dates

Compare refinancing options

Plan mortgage scenarios

Analyze fixed-rate period transitions

Evaluate extra payment impact

Advise clients on loan decisions

Cashcolt Loan Calculator: Pros & Cons

✓Pros

Free tier with 30-day trial of all features
No sign-up required for basic calculations
GDPR-compliant and hosted in Germany
Live real-time recalculation
Supports up to 500 contracts on Expert plan
Intuitive portfolio dashboard
Reverse goal calculator eliminates trial-and-error
Share links for advisor collaboration

Frequently Asked Questions about Cashcolt Loan Calculator

Do I need to sign up to use Cashcolt?

No, you can calculate loan amortization schedules and overpayments for free without signing up. Sign-up is only required to save your data and access advanced features.

What happens after the 30-day free trial?

After 30 days, you can continue with the Free plan (5 contracts) at no cost, or upgrade to Pro, Expert, or Enterprise plans for additional features and contract limits.

Can I export my amortization schedule?

Yes, all plans can export the complete amortization schedule as CSV to use in Excel or Numbers.

What is the repayment optimizer?

The repayment optimizer shows you which loan to prioritize paying off first to save the most interest across your portfolio. It's available on Pro, Expert, and Enterprise plans.

Is my financial data secure?

Yes, all data is hosted on servers in Germany and is GDPR-compliant. Your financial data stays yours.