Credyt - AI Credit Assistant

Real-time monetization for AI - bill customers as they use your app

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Updated Jul 2026 · Added Jun 2026

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What is Credyt?

Credyt is a real-time billing platform built specifically for AI applications that helps developers monetize their products across any pricing model. It provides real-time cost observation, spend control through budget limits, and flexible monetization options (usage-based, subscriptions, hybrid, credits). The platform integrates with AI tools via MCP servers and connects to payment processors like Stripe, enabling developers to see per-customer profitability instantly and bill users as they consume AI resources.

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Key Features of Credyt

Real-time cost streaming for every API call and model
Per-customer cost attribution and profitability tracking
Hard budget ceiling enforcement with pre-authorization checks
Multiple pricing models: usage-based, subscriptions, hybrid, credits, tokens
Live customer billing portal with usage history and top-up options
MCP server integration for Claude, ChatGPT, and other AI tools
Webhooks and OpenAPI SDKs for custom integrations
Pricing wizard for quick configuration
Stripe and custom payment processor support
Spend anomaly detection

Who Should Use Credyt?

Understand how to price AI products and find the right pricing model

Meter AI usage events and charge per unit consumed

Implement real-time credit wallets with full transaction history

Attribute per-customer costs and identify profitable vs. unprofitable users

Scale AI applications without fronting unsustainable infrastructure costs

Mix usage-based, subscription, and credit-based pricing in one platform

Manage costs for AI companies from seed stage to Series B+

Stop runaway spend with automatic budget limit enforcement

Credyt: Pros & Cons

✓Pros

Real-time cost visibility prevents surprise bills and budget overruns
Pre-authorization checks prevent spending beyond set limits
No backend engineering required - design pricing in 2 minutes
Supports all pricing models in one platform
Works seamlessly with leading AI tools via MCP protocol
Clean customer billing portal requires no frontend engineering
Built by team with proven experience at Visa, Checkout.com, TrueLayer, SumUp
Live profitability tracking at customer level
Quick integration for vibe coders and solo founders

Frequently Asked Questions about Credyt

Does Credyt work with models other than Claude and ChatGPT?

Credyt integrates with Claude, ChatGPT, and other AI tools through its MCP server protocol. For tools outside that ecosystem, you can use webhooks and OpenAPI SDKs to send usage events to Credyt for billing. Check their documentation to confirm your specific model is supported before integrating.

Can I set a hard spending limit so customers cannot exceed their budget?

Yes. Credyt enforces hard budget ceilings with pre-authorization checks that block requests when a customer hits their limit. This prevents runaway spend and surprise bills, which is especially useful if you are billing on usage or credits.

What happens if I need to mix subscription fees with per-API charges?

Credyt supports hybrid pricing that combines usage-based, subscription, and credit-based models in one platform. You can design the mix in the pricing wizard without backend engineering, then let Credyt meter usage events and charge customers through Stripe or your custom payment processor.

How quickly can I see which customers are profitable?

Credyt attributes costs per customer in real time and displays live profitability tracking, so you can see which users are generating revenue versus consuming more infrastructure than they pay for. The customer billing portal shows usage history and costs instantly.