Financial Fitness Passport

Financial Fitness Passport is an AI-powered financial guidance platform that helps users understand their financial health without requiring bank linking. It combines intelligent analysis with personalized coaching from Penny AI to calculate key metrics like the proprietary Retirement Number™ and provide actionable financial roadmaps. Designed for individuals seeking financial clarity and organizations offering employee financial wellness benefits, it covers debt management, retirement planning, cash flow analysis, and insurance/estate tracking through an intuitive, gamified interface.

Help individuals understand their current financial health and create a personal roadmap

Calculate exact retirement funding needs with the Retirement Number™

Manage debt payoff strategies with snowball or avalanche simulators

Track investment portfolio progress across multiple accounts

Analyze insurance policies and estate documents for coverage gaps

Offer employee financial wellness benefits to reduce churn

Provide client engagement platform for financial advisors and RIAs

Deepen customer relationships for banks and credit unions