Beancount.io - Plain Text Accounting

Can I export my Beancount ledger and use it somewhere else if I leave?

Yes. Beancount.io stores your financial data in plain-text files that live in Git, so you own the raw ledger outright and can migrate it to any other accounting system or keep it version-controlled on your own server. This is the core principle of the platform: no vendor lock-in.

What happens to my data on the free plan if I stop using Beancount.io?

The free tier gives you one ledger with basic reporting and one collaborator at no cost. Beancount.io does not publish a data retention or deletion policy, so clarify their terms before relying on the free plan for ongoing storage of financial records.

How many AI CFO requests do I get per month, and what counts as a request?

The free plan includes no AI CFO requests; Premium Personal grants 10 per month, Growth Smart Automation gives 500, and the Organization plan allows 2,000. Beancount.io does not define what constitutes a single request, so check their documentation or support to understand what you can ask the AI assistant.

Does Beancount.io support multi-entity accounting and consolidation?

Yes. The platform includes multi-ledger and multi-entity support starting at the Premium Personal tier (5 ledgers), scaling to 100 ledgers on the Organization plan. This lets you manage separate finances for different business entities or personal accounts and consolidate them for reporting.