
Cashflowy - Cash Flow Tracker
Replace your bookkeeper with AI for $39/month
What is Cashflowy?
Cashflowy is an AI-powered bookkeeping platform designed for solopreneurs and service providers who want to replace expensive traditional bookkeeping solutions. It automatically connects to 12,000+ banks, tracks real-time profit and cash flow, and includes a human bookkeeper plus AI financial coach (Clara) for guidance on owner's pay, tax planning, and financial decisions. The platform replaces the need for QuickBooks, spreadsheets, and expensive bookkeepers—all for $39/month with 15-minute setup.
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Key Features of Cashflowy
- Real-time dashboard with income, expenses, cash flow, and profit
- Automatic bank connection to 12,000+ banks
- Profit First account labels
- AI financial coach (Clara) for instant financial guidance
- Owner's pay calculator
- Real-time tax estimate tracking
- Human bookkeeper support included
- Auto bank reconciliation
- 90-day financial forecast
- Client invoicing and billing
- Profit trends and business health analysis
Who Should Use Cashflowy?
Solopreneurs managing multiple bank accounts wanting single financial overview
Service providers calculating safe owner's pay each month
Freelancers and consultants tracking profit and expenses without spreadsheets
Business owners preparing for tax season with real-time estimates
Courts and service providers comparing Profit First methodology
Cashflowy: Pros & Cons
✓Pros
- 15-minute simple setup
- $39/month all-inclusive pricing vs. $300-500/month for traditional bookkeeper
- Human bookkeeper support built in with 24-hour response time
- AI financial coach available 24/7 for instant answers
- Automatic bank reconciliation with no manual entry
- Real-time profit visibility and owner's pay calculations
- Tax set-asides update with every transaction
- Bank-level security
- 30-day money-back guarantee
- Cancel anytime with no long-term contract
✕Cons
- US businesses only
- No FAQ answers provided on page for common objections like "Can it replace my bookkeeper?" and "Is my data safe?"
- Requires bank account connections (works with 12,000+ banks but may exclude some)
Tags
Tool Details
- Pricing
- Free
- Category
- Finance Accounting
- Added
- Jun 2026
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