Paymento

Accept crypto payments directly to your wallet—no intermediaries, no KYC.

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Added Jul 2026

paymento.io

Payment GatewayFreepayment-gateway

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What is Paymento?

Paymento is a non-custodial crypto payment gateway that enables merchants to accept cryptocurrency payments directly to their own wallets without intermediaries holding funds. It supports over 4,000 crypto assets across multiple blockchains (Bitcoin, Ethereum, and others) and offers Buy Now, Pay Later installment payments through DeFi lending protocols. Designed for developers and merchants seeking privacy-friendly, low-fee payment processing with no KYC requirements.

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Key Features of Paymento

Non-custodial payment processing
Accept 4,000+ crypto assets
Support for Bitcoin and Ethereum blockchains
Buy Now, Pay Later (BNPL) installment payments
Payment links for websites without coding
Online invoicing with direct payments
No-code plugins for shopping platforms
Easy API integration
Hardware wallet compatibility
KYC-free transactions

Who Should Use Paymento?

Accept cryptocurrency payments on e-commerce websites

Issue and receive payments via online invoices

Offer installment payment options to customers

Integrate crypto payments into existing shopping platforms

Process cross-border payments without traditional banking

Accept payments while maintaining self-custody of funds

Paymento: Pros & Cons

✓Pros

Non-custodial—users retain full control of funds
Supports 4,000+ crypto assets
Low fees compared to traditional banks and other crypto gateways
KYC-free and privacy-focused
Multiple blockchain support (UTXO and account-based models)
Easy integration with just a few lines of code
No-code plugins available for popular shopping software
Buy Now, Pay Later functionality
Hardware wallet support
Transparent pricing

Frequently Asked Questions about Paymento

What is non-custodial payment processing?

Non-custodial means Paymento does not hold or control your funds. You retain full control over your cryptocurrency assets and receive payments directly to your own wallet, even offline hardware wallets.

How many cryptocurrencies does Paymento support?

Paymento supports over 4,000 crypto assets across multiple blockchains including Bitcoin and Ethereum.

Can I offer installment payments to customers?

Yes, Paymento offers Buy Now, Pay Later (BNPL) and installment payments. Users can borrow from DeFi lending protocols while keeping their collateral on smart contracts.

Do I need to go through KYC to use Paymento?

No, Paymento is KYC-free, which provides privacy protection for sellers.

How easy is it to integrate Paymento?

Paymento offers both easy API integration with just a few lines of code and no-code plugins for popular shopping platforms like WooCommerce.

Tool Details

Company: Paymento
Pricing: Free
Languages: English, Spanish, Japanese, Chinese (Simplified), Turkish, Indonesian, Thai, Persian, Arabic, Portuguese (Portugal), Russian
Category: Payment Gateway
Added: Jul 2026